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Pumpkin Cream Cheese Bread

A delightful autumnal treat, this moist and tender pumpkin bread is layered with a luscious cream cheese filling and spiced with the warm notes of cinnamon and pumpkin pie spice—perfect for cool-weather gatherings or a cozy dessert.
Prep Time 20 minutes
Cook Time 55 minutes
Cooling Time 4 hours
Total Time 5 hours 15 minutes

Ingredients
  

Batter

  • 1 cup granulated sugar
  • 2 large eggs lightly whisked
  • ¾ teaspoon fine sea salt
  • 1 teaspoon baking soda
  • 1 ¾ cups all-purpose flour
  • 2 teaspoons pumpkin pie spice
  • ½ cup vegetable oil
  • 1 teaspoon ground cinnamon
  • 1 cup pumpkin puree
  • 1 teaspoon vanilla extract

Filling

  • ¼ cup granulated sugar
  • 4 ounces cream cheese
  • 1 large egg yolk
  • 1 teaspoon vanilla extract

Instructions
 

  • Preheat the oven to 350°F and coat a 9×5-inch loaf pan with nonstick spray. In a medium mixing bowl, combine the flour, pumpkin pie spice, cinnamon, baking soda, and salt until evenly blended. In a separate large bowl, whisk together the eggs, vegetable oil, sugar, and vanilla extract until smooth, then fold in the pumpkin puree. Gradually stir the dry mixture into the wet ingredients until fully incorporated and the batter is smooth.
  • For the filling, beat the cream cheese and sugar together using an electric mixer until completely smooth. Add the egg yolk and vanilla extract, mixing until fully integrated. Transfer the filling to a zip-top bag and snip off the corner for easy piping.
  • Pour half of the batter into the prepared loaf pan. Pipe the cream cheese mixture evenly across the surface. Carefully spread the remaining batter on top, filling no more than three-quarters of the pan's height.
  • Bake for 55 to 65 minutes, or until a toothpick inserted into the center emerges clean. Allow the loaf to cool in the pan for 20 minutes, then invert onto a wire rack and let it cool completely before slicing.

Notes

Storage: Keep the loaf in an airtight container at room temperature for up to 5 days or freeze for up to 6 months. Avoid refrigeration, as it can dry out the texture.
Make-ahead Tip: The flavor and texture improve overnight, so preparing it a day in advance is recommended.
Cooling Reminder: Allow the loaf to fully cool before slicing to ensure the cream cheese layer sets properly.
Pumpkin Pie Spice Substitute: A homemade blend can be used if store-bought spice is unavailable.