Banana Split Fluff Salad is a creamy, colorful twist on the classic ice cream dessert, bursting with nostalgic flavors and fruity fun. It’s the ultimate no-bake crowd-pleaser perfect for potlucks or parties.

Each spoonful brings together fluffy whipped topping, bananas, strawberries, pineapple, and just enough chocolate to make every bite feel indulgent yet refreshing.
Key Players in This Banana Split Fluff Salad
- Instant banana pudding mix – Lays the sweet, creamy foundation that infuses the entire salad with that signature banana split flavor.
- Crushed pineapple in juice – Adds bright tropical sweetness and essential moisture to activate the pudding.
- Cool Whip (or homemade whipped cream) – Whips everything into a dreamy, mousse-like texture.
- Ripe bananas – Provide soft, mellow sweetness and essential banana flavor.
- Fresh strawberries – Bring juicy freshness and vibrant color to balance the creamy base.
- Mini marshmallows – Create a fluffy, chewy contrast and soak up flavor as they chill.
- Maraschino cherries – A playful nod to the classic sundae topping with their syrupy sweetness and bold color.
- Semisweet chocolate chips – Add rich chocolatey pops throughout, making it feel like dessert with every bite.
- Chopped peanuts or walnuts – Lend a crunchy contrast and savory note that ties all the sweetness together.
Let’s Make It: Banana Split Fluff Salad in a Few Simple Steps
Start by mixing the banana pudding powder with crushed pineapple—juice included—to form a creamy, fruity base. Once the mixture thickens slightly, gently fold in the Cool Whip until everything’s smooth and fluffy.
Now comes the fun part: toss in the banana slices, strawberries, marshmallows, cherries, chocolate chips, and nuts. Stir gently to coat everything evenly in the creamy pudding fluff.
Pop it into the fridge for a couple of hours. This crucial chill time allows the salad to thicken and the marshmallows to absorb the flavors, transforming it into a luxurious, spoonable dessert.
Right before serving, garnish with extra chocolate chips, nuts, and cherries. Add a drizzle of chocolate syrup or a cloud of whipped cream for that full banana split flair.
Tips & Twists for Banana Split Fluff Salad Success
To keep banana slices from browning, a light dip in lemon juice helps—but it may add a faint citrus flavor. For an even more homemade touch, swap Cool Whip for freshly whipped cream stabilized with powdered sugar.
While banana pudding keeps the theme on point, vanilla or cheesecake pudding also work great and still pair beautifully with the fruity, chocolatey mix-ins. Want a tropical upgrade? Try coconut cream pudding for a Piña Colada-style twist.
This salad also scales beautifully. Make a double batch for summer cookouts or halve the recipe for a smaller gathering—just don’t skip the chill time.

Save Some for Later: How to Store Banana Split Fluff Salad
Store leftovers tightly covered in the fridge for up to 3 days. The bananas may soften slightly, and the marshmallows will become even more tender as they soak up the creamy mixture.
Avoid freezing, as the texture changes dramatically once thawed—especially with the fresh fruit and marshmallows. Give it a gentle stir before serving again to redistribute any settled ingredients.

Banana Split Fluff Salad
Ingredients
- ½ cup semisweet chocolate chips plus additional for garnish
- 16 oz fresh strawberries hulled and finely chopped
- 3.4 oz box instant banana pudding mix
- 10 oz jar maraschino cherries drained and stemmed (reserve a few for garnish)
- ½ cup chopped peanuts or walnuts with extra for serving
- 4 cups mini marshmallows approximately two-thirds of a 10 oz bag
- 8 oz container of Cool Whip thawed
- 40 oz crushed pineapple in juice two 20 oz cans
- 3 large ripe bananas thinly sliced
Optional Toppings
- Whipped cream
- Chocolate syrup
- Sprinkles
- Maraschino cherries
Instructions
- In a spacious mixing bowl, blend the dry banana pudding mix with the crushed pineapple and its juice, stirring until the mixture thickens and the powder fully dissolves.
- Incorporate the thawed Cool Whip gently into the pudding blend using a rubber spatula until fully integrated.
- Carefully fold in the banana slices, strawberries, marshmallows, maraschino cherries, chocolate chips, and chopped nuts, ensuring that the ingredients are evenly distributed and well-coated in the creamy pudding base.
- Transfer the mixture to the refrigerator and chill for 2 to 4 hours, allowing the flavors to meld and the texture to become luxuriously smooth.
- Prior to serving, garnish with reserved maraschino cherries, additional chocolate chips, and chopped nuts. Drizzle with chocolate syrup and add sprinkles or whipped cream as desired.
Notes
Keep the pineapple juice as it aids in dissolving the pudding mix and enhances the creaminess.
To prevent the bananas from browning prematurely, you may dip them in lemon juice, though this can introduce a subtle citrus note.
A homemade stabilized whipped cream can substitute Cool Whip: beat 1½ cups of heavy cream with 6 tablespoons of powdered sugar until nearly stiff peaks form.
If banana pudding mix is unavailable, alternative flavors like vanilla, cheesecake, or coconut cream can be used effectively.